From $50k in debt to a multimillionaire

Hi, Colin here.

Welcome to my newsletter.

In 2019, I was $50k in debt, doing a job I hated and getting drunk every night.

Today, I’m a multimillionaire, run multiple businesses, and have a clear purpose in life.

Here’s how I changed my life in less than 3 years…

In 2018, I graduated from the University of Arizona with a worthless piece of paper that cost me $200k and four years of my life.

To society, I was lucky to get a job at ADP, but I absolutely hated it.

I wasn’t inspired by the people I was working with; I was partying all weekend and waking up on Monday feeling like crap.

I smiled on the outside but on the inside I was terrified that this was to be my life for the next 45 years.

I was completely lost.

In May 2019, I got drugged at a nightclub and the next morning I woke up and something switched inside me.

This was my lowest point.

I knew if there was any time to make a change, it was NOW.

I made a post on Instagram about quitting my job and I decided to make myself vulnerable by sharing my journey to achieving the life that I wanted.

My first four businesses failed.

I tried everything from a clothing brand to real estate but nothing worked.

In the Arizona August heat, I knocked on hundreds of doors daily until my knuckles bled and I never even got one sale.

But that wasn't even the worst of it...

My credit took a massive hit.

I invested in a bad business and ended up losing every dollar to my name.

But not only that, the $20k loan I took out a few months earlier to invest in that same business had defaulted.

Backed into a corner, I learned about credit repair and used the Fair Credit Reporting Act and consumer protection laws to dispute the negatives on my file.

I managed to get the collection from the defaulted loan removed and shared my journey with my audience, which was growing despite my constant failures.

(People just love stories)…

I then got 7 credit cards in a day, with $75k worth of credit lines and all the points and sign-up bonuses. I started taking trips all over the world because I had all these free points.

I launched “Credit Class”, teaching others to leverage credit, build income and travel the world for free.

I had 26 people sign up and I made $6500 in a single day.

A huge lightbulb went off in my head.

I scaled to multiple 6 figures in profit because I went ALL IN and reinvested every penny into the business to make it more valuable.

The main takeaways from my journey are:

1. My biggest epiphany came when I was backed into a corner and was FORCED to act

2. Allowing myself to be vulnerable kept me accountable and enabled me to gain trust with my audience

3. Leveraging credit has allowed me to live my dream life

The journey of life isn’t easy. it’s hard and full of pitfalls but if you have the ability to bounce back, nothing can stop you.

Thanks for reading this far.

Until next time,

Colin.